Debt

I heard about the consumer debt report yesterday and could not believe it. <a href="http://www.billingsgazette.com//index.php?id=1&display=rednews/2004/01/06/build/business/35-debt.inc">I see it in the Gazette</a> this morning and still am shaking my head at it.<br />n<br />n<i>Consumer debt hit a record $1.98 trillion in October 2003, according to the most recent figures from the Federal Reserve. That debt – which includes credit cards and car loans, but not mortgages – translates to some $18,700 per U.S. household. </i><br />n<!–more–><br />nBeing as I am carrying no personal debt (the ranch is another story but it is minimal) I would like to know who has mine. I realize that it doesn&acirc;